Use Cases
FinKitty works for every business type.
From solo freelancers to growing agencies, see how different businesses use FinKitty to master their cash flow.
Freelancers & Solo Entrepreneurs
Stop worrying about irregular income. Plan for feast and famine cycles.
Common Challenges
- Irregular client payments
- Feast or famine income cycles
- Tax payment planning
- Emergency fund management
- Invoice payment tracking
How FinKitty Helps
- Predict cash gaps before they happen
- Set aside money for taxes automatically
- Track which clients pay on time
- Plan for slow periods with confidence
- Goal tracking for emergency funds
"As a freelance designer, FinKitty helped me see that December is always slow. Now I save extra in November and don't panic when work dries up over the holidays." - Sarah, Graphic Designer
Small Retail & E-commerce
Navigate seasonal trends and inventory decisions with confidence.
Perfect For
- Seasonal inventory planning
- Holiday sales preparation
- Supplier payment scheduling
- Post-season cash flow management
- Growth investment decisions
Key Benefits
- AI learns your seasonal patterns
- Forecast Christmas rush impact
- Plan inventory purchases timing
- Avoid January cash crunches
- Model expansion scenarios
"FinKitty predicted our Christmas sales would be 40% higher than last year. We ordered extra stock and sold out completely - best December ever!" - Mike, Gift Shop Owner
🔧 Service-Based Businesses
From agencies to consultancies, plan your service business growth.
🏢 Marketing Agencies
- • Plan new hire timing
- • Model client acquisition costs
- • Forecast retainer payments
- • Plan office expansions
💼 Consultancies
- • Track project-based income
- • Plan for proposal periods
- • Model partnership opportunities
- • Forecast training investments
🛠️ Trade Services
- • Seasonal demand planning
- • Equipment purchase timing
- • Material cost forecasting
- • Crew expansion decisions
🚀 Growing Startups
Make data-driven decisions about hiring, funding, and growth.
🎯 Critical Decisions
- • When to hire your next employee
- • How much runway you really have
- • If you can afford that marketing spend
- • When to seek additional funding
- • Office lease vs remote decisions
📊 FinKitty Insights
- • Runway calculations with burn rate trends
- • Hiring impact on cash flow
- • Growth investment ROI modeling
- • Funding milestone planning
- • Scenario planning for different growth paths