Open Banking Explained
Safe, secure, and simple.
Open Banking lets FinKitty securely connect to your bank accounts without ever seeing your login details. Here's how it works.
What is Open Banking?
A secure way for approved apps to access your financial data with your permission.
Bank-Grade Security
Open Banking uses the same security standards as online banking. Your data travels through encrypted, regulated channels.
- FCA regulated and monitored
- 256-bit SSL encryption
- No login credentials stored
Read-Only Access
FinKitty can only view your transaction data. We cannot move money, change details, or access other banking services.
- View transactions only
- Cannot transfer money
- Cannot change account details
How It Works
You Give Permission
You choose which accounts to connect and what data to share. You're always in control.
Secure Connection
Your bank creates a secure, encrypted connection directly to FinKitty. No passwords shared.
Data Flows Safely
Transaction data flows securely to FinKitty, where it's encrypted and protected in our systems.
Why Open Banking is Better
More Secure
No sharing passwords or using screen scraping. Direct, regulated connection to your bank.
Real-Time Updates
See transactions as they happen. No delays or manual syncing required.
You're In Control
Revoke access anytime through your bank or FinKitty. Complete transparency.
Supported Banks
We work with 99% of UK banks and building societies.
Barclays
HSBC
Lloyds
NatWest
Santander
Starling
Monzo
& 100+ more